Ideal combination: UniCreditCard Flexia Gold or Business
Up to 1 -M- for every Euro
Chose the perfect credit card for individuals or business which combines the services offered by UniCredit Credit Card with the privileges of the Miles & More programme. For all purchases with this credit cards you earn valuable award miles, which you can redeem for flight tickets and upgrades, shopping vouchers or for designer products and premium accessories at Worldshop.
Apply for a UniCreditCard Business Miles & More before 30.11.2026, and the annual fee of EUR 120 is waived for the first year.
It works like this
| UniCreditCard Business Miles & More | UniCreditCard Flexia Gold Miles & More | |
|---|---|---|
| Welcome Bonus of 3,000 miles | Welcome Bonus of 2,000 miles | |
| Earn 1 mile for every 1 Euro spent | Earn 1 award miles for every 2 Euro spent | |
| No mileage expiration1 | No mileage expiration1 | |
| Miles earned with your credit card can be converted into Points and Qualifying Points2 | - | |
| Two free accesses to Lufthansa Business Lounge | One free access to Lufthansa Business Lounge | |
| Discount vouchers such as: 15% off for car rental and hotel booking, 15% savings at the Worldshop catalog, 10% on gift cards | - | |
| Learn More | Learn More |
Detailed information and conditions of discount vouchers and benefits
For detailed information and conditions of discount vouchers and benefits please visit: miles-and-more.com/en/creditcard/rewards. The credit card allows you to increase your mileage account and you will be closer to get flight awards, shopping vouchers and rewards of the Worldshop.
The UniCreditCard Business Miles & More and the UniCreditCard Flexia Gold Miles & More are issued by UniCredit.
With the UniCreditCard Business Miles & More and the UniCreditCard Flexia Gold Miles & More miles are exempt from expiring provided the Cardholder makes a miles related purchase at least once a month (that is not returned or refunded) and has held the UniCreditCard Business Miles & More and the UniCreditCard Flexia Gold Miles & More for at least three months. If one of the conditions is not met, the mileage expiration is reactivated and the miles will expire again according to the Miles & More terms & conditions. Not relevant for Frequent Travellers, Senators and HON Circle Members as due to their status miles will not expire as long as they hold the status. For further information please visit miles-and-more.com/en/no-mileage-expiration.
Once per calendar year, the UniCreditCard Business Miles & More Cardholder can exchange up to 25,000 miles, which the Cardholder has received for credit card transactions in the current and previous calendar year, in increments of 5,000 miles. Miles earned as a Welcome Bonus or via multiplied mileage offers are excluded from the mileage exchange. The exchange ratio of miles to Points and Qualifying Points is as follows:
5,000 miles = 20 Points + 20 Qualifying Points
10,000 miles = 40 Points + 40 Qualifying Points
15,000 miles = 60 Points + 60 Qualifying Points
20,000 miles = 80 Points + 80 Qualifying Points
25,000 miles = 100 Points + 100 Qualifying Points
The conversion into Points and Qualifying Points is available online at miles-and-more.com after login to your personal Miles & More account.
The primary cardholder of the UniCreditCard Business Miles & More is eligible to receive two Lufthansa Business Lounge voucher (lounge vouchers) per year. The primary cardholder of the UniCreditCard Flexia Gold Miles & More is eligible to receive one Lufthansa Business Lounge voucher (lounge vouchers) per year. Each lounge voucher is valid for one cardholder or one travel companion for one visit to Lufthansa Business Lounges worldwide. Each lounge voucher will be valid for 12 months from the date of issuance to the cardholder’s personal Miles & More account in “My inbox” or until redeemed for a single entry. Please allow two weeks after qualifications have been met for delivery of the lounge voucher. Miles & More is solely responsible for the electronic delivery of the lounge voucher to the cardholder’s personal Miles & More account in “My inbox”. For admittance to the Lufthansa Business Lounges, a valid lounge voucher (printed or online) and a boarding pass for a same-day departing flight operated by a Lufthansa Group carrier (Lufthansa, Austrian Airlines, Brussels Airlines, ITA Airways, SWISS, Eurowings) must be presented. The sale or offer for auction of the lounge voucher to a third party is prohibited. The lounge voucher cannot be replaced if lost or stolen. All Lufthansa Business Lounge rules will apply.
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UnicreditCard Flexia Gold Miles & More: Annual fee 100 € and issuing cost of 10 €
The spending limit is 30.000 €
For the conditions of the products and for what non indicated is necessary please check the „information sheets“ that are available in UniCredit Branch and on unicredit.it. The products is issued by UniCredit. The Bank reserves the assessments of the necessary requirements of the credit cards and of the spending limits to be assigned to each credit card.
UnicreditCard Business Miles & More: Annual fee 120 €. Until 30.11.2026 the annual fee is waived.
For the conditions of the products and for what non indicated is necessary please check the „information sheets“ that are available in UniCredit Branch and on unicredit.it. The products is issued by UniCredit. The Bank reserves the assessments of the necessary requirements of the credit cards and of the spending limits to be assigned to each credit card.