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Pay anywhere in the world with a DKB current account

9,000 -M- when you open an account

Free current account when you deposit a monthly amount of EUR 700 or for anyone under 28 years of age

With active status pay free of charge worldwide – anywhere Visa is accepted1

With active status withdraw money from almost all ATMs free of charge worldwide1

Are you looking for a current account with a free Visa debit card? With a current account at DKB and active status, you can withdraw money free of charge at almost all ATMs worldwide and pay free of charge anywhere Visa is accepted.1,2 You also benefit from many attractive benefits. Open a DKB current account now and get 9,000 award miles.

As a new customer you automatically receive active status for three months and you can enjoy additional benefits as well.1 After that, by depositing a monthly amount of EUR 700 to your account, you keep all your additional benefits too.

Your benefits

9,000 award miles when you open a current account3

4,000 award miles when you switch your salary account4

All the options for earning miles with DKB at a glance:

Opening an account

9,000 award miles when you open a current account3

DKB current account as a salary account

4,000 award miles when you use your DKB current account as your salary account4

Information about mileage credits

Your award miles will be credited to you automatically within six to eight weeks after you open your DKB current account and after receipt of your first salary payment.

More offers from the partner

Offers from our partner Deutsche Kreditbank AG

1

Active status

New customers are those who do not hold another DKB current account, or have not held one during the past 12 months. All new customers will in principle receive three months of active status when they open a current account and can enjoy the following benefits:

 

- Pay free of charge anywhere in the world where Visa is accepted

- Withdraw money worldwide from almost all ATMs free of charge

- Free emergency package with card or cash in the event of a lost wallet abroad

- Favourable overdraft interest rate of 6.58% p.a. (instead of 7.18% p.a.) variable

- Attractive interest rate benefit of 0.2% on the APR when you take out a DKB personal loan

 

By crediting a monthly amount of EUR 700 to your account, your active status is maintained. In the case of a review, the three previous months always apply. Not all credits will be considered. Among other things, interest credits, chargebacks, or reverse postings are excluded.

2

What does “free anywhere in the world” actually mean?

DKB does not charge customers for any payments or cash withdrawals in euros made with the Visa debit card. In addition, DKB does not charge active status customers for payments and cash withdrawals in other currencies. Without active status, a currency conversion fee of up to 2.20% of the amount is incurred for these transactions.

 

New customers will in principle receive three months of active status when they open a current account. By crediting a minimum monthly amount of EUR 700 to your account, your status is maintained. In the case of a review, the three previous months always apply. Not all credits will be considered, among other things, interest credits, chargebacks, or reverse postings are excluded.

 

With the Visa credit card [which is subject to a fee], payments and withdrawals at cash machines are free of charge for DKB customers worldwide, whether they are made in EUR or other currencies.

 

For cash withdrawals with the Visa debit card and the Visa credit card, a minimum withdrawal amount of EUR 50 (or the foreign currency equivalent) applies to all customers. Using the mini-cash option with the Visa credit card, which is subject to a fee, amounts of less than EUR 50 (or the foreign currency equivalent) may also be withdrawn from cash machines.

 

Note: It is possible that merchants or operators of cash machines may impose additional usage charges. DKB has no say in that. DKB does not refund such charges. Details of chargeable services, such as the mini-cash option, can be found in the price and services list.

3

This offer is only available to new customers and cannot be combined with other promotions. You are deemed a new customer if you have not held a DKB current account within the past 12 months. Please use this link to ensure the smooth crediting of your award miles.

4

Applies to all DKB customers who opened their current account via Miles & More. Miles will only be credited once per DKB customer when you switch your salary account. You must switch your salary account within six months of your application.